Google’s Gemini can now read your Google Wallet to help you budget

Google is letting every Gemini app user in the US connect Google Wallet, so the chatbot can answer questions about their spending, the company announced on Thursday. Users can also link bank and credit card accounts through Plaid for more detailed answers.

The connection is opt-in and read-only. Gemini can see account data but cannot move, manage or invest money, and users can switch it off at any time. That differs from Google’s Universal Cart , which already lets Gemini take payments.

Google says it does not train its AI directly on Wallet data. But its help pages say that if users keep their Gemini activity on, it may train on summaries of their transactions. Some of those chats may also be read by human reviewers.

Google also launched Memory Summary, a page showing what Gemini remembers about a user, such as their goals and preferences. Users can edit or delete those details. It is not available in Europe or the UK.